Retiring early is a dream for many, the time when one achieves true financial independence. It is indeed a great financial milestone to target, however, there are some crucial errors that people can make while calculating and ... see more
High ROE companies generally enjoy higher confidence of investors which can translate to unreasonably frothy valuations. However, high ROE can also result from lower investments in business. Nestle India is one such example.
A low volatility anomaly is available on a booster shot in India. It is worth considering that the low volatility index actually outperforms almost every Indian midcap and large cap benchmark while providing nearly 20%-40% lo ... see more
Just a decade ago, career breaks used to be seen as appalling. The stigma of career breaks attached to an employee forced many to hide their time offs in their CVs. But that’s not the case now. Appreciating career breaks (wit ... see more
Inconsistency and higher taxes make dividends unreliable source of regular income. As a suitable alternative to fixed deposits, capital gains from stock market investments can provide a much more reliable, inflation-adjusted ... see more
Let's face it. Most people are doing jobs that are not their passion but because it pays the bills. But financial instability shouldn't be the reason why you can't quit your job to live your passion. Here's how.
Patience and composure are some of the virtues that an amateur should adopt while negotiating a bear market. For long-term investors with an investment horizon spanning 15-20 years, the bear market is a minor aberration and i ... see more
Many times, people get confused about the difference between investment and saving to such an extent that they think they are two peas in a pod. However, savings and investments are like chalk and cheese. Let’s see how.
Homeowners must focus on creating a prepayment corpus. However, instead of prepaying they can neutralize impact of higher home loan EMIs by investing in the stock market.
More than contribution, the timing of retirement planning has a significantly higher impact on the successful attainment of retirement corpus.
IPL maybe over, but the fever lingers! And just like every season, this one was also action-packed. Thrilling boundaries, suspenseful final overs, and explosive victories kept us glued to our TV screens. So, we thought of mak ... see more
With SEBI allowing mutual funds to introduce passive ELSS schemes, tax-saving just becomes cheaper with zero alpha risk to 80C savings.
Investments are like cricket! You might hit a few sixes by hitting the ball ferociously. However, unless you know the proper techniques, you will be clean-bowled. Be the master by understanding the pros and cons of each investment.
Stock selection needs professional expertise which is often not available with retail investors. ETFs provide a safe & cost-effective alternative for wealth building compared to stock selection, which has 60% probability of e ... see more
An unbiased, evidence-based understanding of the differences between ETFs and Mutual funds. And when to choose which as an investment instrument.
Netflix has lost almost 68% of its market capitalization since November 2021. Not only does it put the spotlight back on equity risk, but also challenges traditional investment wisdom.
Introduced in 2019, BharatBond ETFs represent an interesting option for FD investors looking for a better inflation hedge with higher returns on investments.
Process of wealth creation through long-term bets on selected stocks is fraught with risk. ETFs and Index Funds seem like more reliable options with diversified baskets available at low affordable costs.
We make resolutions because it gives a chance for a FRESH START. It allows us to fix things in our life - to make them better. It's like entering a new chapter of our life story where things will be better than our current si ... see more
Considering the realistic expectation of an INR 1 Crore property appreciating to INR 2 Crore, buying a home does not look like a really bad option as it can provide substantially higher returns than fixed-return products like ... see more
Most women have their lives sharply divided into different milestones - work, marriage, pregnancies, raising children, & caring for elderly parents. They become more vulnerable at each stage as their financial security is ero ... see more
In light of government’s Bad Bank decision, the credit cycle may see a strong revival, and PSU banks can see significant convergence to valuations accorded to private sector banks, leading to significant wealth creation for i ... see more
Making money and building wealth are not the same. Here's a simple thought to get started. What is wealth? It is not your salary. It's not your bank balance. It’s not even your investments. So, what on earth is it?
Despite being the riskiest segment in the market, small-cap provides returns, which are not only less than the mid-cap segment but shockingly lower than the large-cap segment for 10-year holding period.
In the final part of the series, we will explore what the global industry, especially the advanced markets like US and Europe can tell us about Active Vs Passive investing.
We saw the difference between Active and Passive investing, and which approach could work in what kind of situation. In this part 3 of the series, we will look at the ideal way in which to design a Passive investment strategy ... see more
Welcome to the second part in the Active Vs Passive series. In this we will talk about how to choose between Active & Passive investing.
The onset of the Covid crisis in FY 2020-21 led to sharp cuts in interest rates over the last six quarters, and Indian Fixed Deposit (FD) investors had to contend with the lowest FD rates in Indian banking history.
Welcome to our 4-part series on Active Vs Passive investing. In this series we will help you understand what Active & Passive investing is, which is right for you & how to go about doing it.
Firstly, what is risk? Simply put, risk refers to the chance that reality will differ from the expectation. In the context of investing, it means the difference between the expected returns and the actual returns.
When it comes to confidence in people handling your money, it always needs to be very high. No doubt about it. The question is, how to gain that confidence about someone in the right way, especially regarding a new person or ... see more
Here’s the simplest way to understand an emergency fund: You guard against health emergencies by taking health insurance. You guard against life emergencies by taking life/term insurance. What about short-term emergencies?