Exploring how modern factor-based strategies can outperform traditional annuities in generating stable, growth-oriented retirement income.
Retirement planning isn’t just about safety — it’s about creating income that grows with you, beats inflation, and preserves access to your wealth. While annuities have been the “go-to” for decades, their limitations are becoming clear. FactorCapro provides a smarter, more flexible path to sustainable retirement income.
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FactorCapro portfolios can deliver higher monthly payouts, inflation-adjusted returns, tax efficiency, liquidity, and annual growth—making them significantly more attractive than traditional annuities.
Feature | Traditional Annuities | Factor Capro Portfolios |
|---|---|---|
Monthly Income (per ₹1 cr) | ₹50,000–₹60,000 (max) | Up to ₹75,000 (75%) |
Inflation Adjustment | None | 3–6% compounding |
Tax Treatment | Marginal rate (up to 30%) | Capital gains (approx. 14–15%) |
Principal Growth | Zero | 3–6% CAGR over 10–20 years |
Liquidity | Surrender period, exit load | Withdraw anytime, no penalty |
